The North Carolina Creditors Bar (the "Bar") is a voluntary bar association comprised of creditor's rights attorneys licensed and practicing in North Carolina. The Bar has 96 members from 40 law firms. The law firms represented range in size from sole proprietorships...

The head of the Consumer Financial Protection Bureau now believes that the financial regulator she leads is unconstitutionally structured, CNBC.com reported. CFPB Director Kathleen Kraninger notified senior lawmakers yesterday that the bureau had determined that the...

As too many plaintiffs know, getting a judgment is often only the beginning of the process. It can sometimes take longer and require far more effort to collect on the judgment than it does to get a judge to enter it. Often, after exhausting the usual methods of...

FOR IMMEDIATE RELEASEJuly 26, 2018 National Creditors Bar Association is the only national bar association that is dedicated to serving attorneys engaged in the practice of creditors rights law. NCBA fosters and advances professional practices and ethical conduct....

Tougher rules governing the payday lending industry, finalized during the last weeks of an Obama-era appointee who led the Consumer Financial Protection Bureau, will remain in place for now after Congress allowed a deadline to overrule them pass without action, the...

The D.C. Circuit has issued its long-awaited decision on the FCC’s 2015 TCPA Declaratory Ruling.  ACA International v. Federal Communications Commission, No. 15-1211 (Mar. 16, 2018).  The ruling invalidates the FCC’s definition of an automated telephone dialing system...

The Sixth Circuit recently made clear its position that “Congress cannot override the baseline requirement[s] of Article III of the U.S. Constitution by labeling the violation of any requirements of a statute a cognizable injury.”  In Hagy v. Demers & Adams, 2018...

The Consumer Financial Protection Bureau will team up with the Federal Trade Commission to police debt collectors as it shifts to a gentler form of enforcement under the Trump administration, the Wall Street Journalreported. CFPB Acting Director Mick Mulvaney...

Any opinion that starts out by stating “[t]his case is about $82.00” is not likely to go well for one party and in this instance, that was the case for Nestor Saroza.  A New Jersey district court recently held that a debt collection letter was not false or deceptive...

The Tenth Circuit has weighed in on whether a non-judicial foreclosure is debt collection activity.  In doing so, the Tenth Circuit has joined a split in the circuits on the issue.  With the Tenth Circuit’s decision the circuits remain split with the Ninth Circuit and...